Debt Tracking Without Stress

Why Cobrita exists

Most debt tracking tools feel either too complicated or too aggressive. Cobrita takes a different path:

• Keep things simple from day one.
• Track real payments, not just promises.
• Stay in control of your data.
• Focus on clarity, not judgment.

Cobrita is designed to help you collect with confidence and protect relationships at the same time.

What you can do with Cobrita today

1. Create debtors and debts in seconds

Add contacts, save debt concepts, and set total amounts quickly. Cobrita also suggests existing contacts while you type, so repeated entries are faster and cleaner.

2. Organize payment plans with installments

For each debt, you can split the total into installments and choose the payment frequency:

• Weekly
• Biweekly
• Monthly

Cobrita generates the schedule and keeps your progress visible.

3. Register real payments with proof

Record payments with method and date, then attach visual evidence when needed (for example, a transfer screenshot or receipt photo). Your payment history remains structured and easy to review.

4. See progress instantly

Each debt view includes:

• Total owed
• Total paid
• Pending amount
• Overdue installment amount
• Timeline of recorded payments

This gives you a fast "where are we now" snapshot before every conversation.

5. Filter and search your portfolio

Use debt status filters and search to move quickly across active, paid, and all debts.

6. Use it in English or Spanish

Cobrita supports both Spanish and English, so your workflow adapts to your context.

Built for privacy and reliability

Cobrita follows a local-first model. Data is stored on-device using SQLite, so the app stays responsive and usable in low-connectivity scenarios.

In practical terms, that means:

• Your debt records are available even without internet.
• Core actions like creating debts and recording payments work from local storage.
• You keep control of your financial notes by default.

Who Cobrita is for

Cobrita is a strong fit for:

• Independent sellers and small business owners managing informal credit.
• Families tracking shared loans.
• Professionals who lend to trusted clients and need clean follow-up.
• Anyone tired of scattered notes, chats, and screenshots.

Pricing model

Cobrita is designed so you can start immediately:

• Free plan: manage up to 2 debts.
• Cobrita Unlimited: unlock unlimited debt creation.

This lets you validate the app in real life before upgrading.

The Cobrita approach: clear, calm, consistent

Cobrita is not about pressure tactics. It is about creating clear records that support better conversations and better decisions.

When your numbers are organized, your follow-up becomes easier. When your follow-up is easier, collections become more consistent.

That is the real value: less friction, more control.

Ready to track debts with less stress?

If you want a debt tracker that is practical, private, and easy to maintain every day, Cobrita is built for you.

Start with your first debtor, record your first payment, and let clarity do the heavy lifting.